01
Purpose
Why funds or credit are required, and whether the rationale is coherent and sustainable.
Independent credit advisory
BoscobelAdvisory
Clear, independent credit insight for businesses navigating consequential financial decisions.
01 / About
Experienced judgement across the credit spectrum.
Matthew Price has worked in credit analysis for over 10 years, combining experience in asset management, financial restructuring, credit ratings and banking.
His perspective spans the full range of credit quality—from precarious leveraged loans to investment grade bonds—bringing analytical depth and commercial context to each engagement.
Experience includes
BMO Asset ManagementAlvarez & MarsalFitch RatingsLloyds Banking Group
02 / Framework
The fundamentals of credit quality.
Credit quality is the capacity, ability and willingness to pay liabilities when they fall due—together with the ability to recoup costs in the event of failure.
02
Payback
The sources, timing and reliability of repayment under realistic operating conditions.
03
Risk
The factors that could weaken repayment capacity, resilience or willingness to pay.
04
Structure
The protections, priorities and recovery prospects embedded in the liability.
03 / Services
Independent advice, shaped around the decision at hand.
Credit Quality Improvement Advice
Independent analysis of the factors influencing credit quality, with practical priorities to strengthen financial resilience and market perception.
Service 1Default Risk Review
A focused assessment of a prospective client or supplier to clarify counterparty risk before a commercial commitment is made.
Service 2Ratings Advisory Services
Clear guidance on ratings considerations, methodology and preparation for constructive engagement with rating agencies.
Service 304 / Inquiry
Begin a discreet conversation.
If you would like to discuss a credit question or potential engagement, share a brief outline below.